Wednesday, June 2, 2010

Patio Spaces and Home Buying

It's been exceptionally nice out lately and I'm itching to spend more time outside. However, our bare concrete patio and rickety deck/lawsuit-in-the-making are less than inviting on a sunny Saturday afternoon. My dissatisfaction with our outdoor living area is only compounded when I find dozens of photos like these in my blog reader:



Don't you want to be wherever it is that patio exists?

And speaking of patios, check out this article about the cost of outdoor space in New York City. Yowza!

Prior to buying our house I couldn't have cared less about finding a home with outdoor living space. But now? After living in this house longer than I've lived anywhere other than my parent's place, I can't stop thinking, What were we thinking buying a house without a covered patio space! What fools we are!

It's so funny that owning a house makes me want to own a better house. It's beyond counterintuitive. Matt and I bust our asses to be able to pay the mortgage every month, but for some reason this house just isn't good enough. I want more. I want a better house with a higher mortgage! I want something in excess of what I need simply because I want it! I'm such a... what's the word... Oh, right. I'm such an American.

Way back in good old 2007, Matt and I were living in a crap hole rental with two other guys. (Only one of the four of us ever cleaned. I'll let you guess who that was.) We ended up engaged and really wanted to put our renting days behind us. We lived in mid-town and had high hopes of staying in the area. Little did we realize that our budget would only afford us a different crap hole if we stayed in the neighborhood. These houses we looked at were bad. The decent looking ones were tiny, and the sizable ones were just all around icky. Since we were already at the top of our budget, there was no money left for renovations if we bought one of the baddies. We found one that we liked that was cheaper than cheap at $95K. It was really cute, but it was parked right next to four shady apartment buildings. Bummer.

(Keep in mind all this was happening about six months prior to the bottom falling out of the housing market. If we'd held off for a year we could have bought a nice house in the neighborhood for less than our budget.)

After about 30 houses we ended up looking at places out of our desired area, gradually easing our way west until we hit 90th street. One day I just happened to see a house posted that was within our budget and that was newly remodeled on the inside. At this point our list of priorities was:

1. Three bedrooms
2. Clean and updated
3. No large brick buildings next door
4. Will we be able to resell it

We bought it and we love it. Not very many people make their first home their "forever home" and we daydream about what we want next time around. The list is extensive. And it keeps getting longer. In the last six months we've gone from family of two to family of three, plus an in-home studio for work. "More than enough space," has been reduced to "Adequate for the next three or four years." It's kind of scary that life is happening this fast.

Tuesday, June 1, 2010

Maternity Swimsuits

As if swimsuit shopping wasn't horrible enough already, I have now entered the world of maternity swimwear. And maternity swimwear is hilariously bad. It's either just a basic bikini or a giant spandex monstrosity. You get the option of letting it all hang out (and pray you don't get stretch marks) -or- cover it up with some sort of black old-timey bathing suit like your grandma wore in 1930. You know, because black is slimming when you're packing an extra 35 pounds.

And then I found this:



I am a huge fan of this swimsuit. It's really just a big giant top that looks like a dress with some bikini bottoms hidden underneath, but it covers some key areas of concern for me:

-Won't make me look like I'm 45
-Will cover my tummy
-Will cover my non-tannable, chubby "with child" bottom from public view

I just need to order this, do about 10,000 lunges and then I'll be all set for summer.

Week 18

Week 18 is here. My list of pregnancy complaints has been whittled down to one large and serious complaint:

Three day holiday weekends without booze are boring. (Although the lack of hangovers is kind of nice.)

But on the upside, this last week I discovered a really awesome pregnancy perk. Everyone I know has been telling me how cute I look pregnant! I don't think it's so much a reflection of the way I really look, because I'm dressing myself and doing my hair and makeup the same way I always do. (Which is sloppy and in a constant rush.) I think it's more of a reflection of the way people view pregnant women. Like, "OMG you're not fat and sloppy! You look SO GOOD!"

I went to a small party Friday night and a friend I don't see too often was essentially saying that he thinks it's great that I'm not "letting myself go" during pregnancy. He didn't use those exact words, he's much more tactful than that. But that was the paraphrased version of the compliment. Someone else said that I'm taking a very "European" approach to pregnancy. Chic dresses, heels, going out at night.

WTF are these people talking about?

I'm putting approximately 2% more effort into getting ready everyday. That's it. I'm not following some magical pregnant lady routine to keep myself fresh and cheery while carrying around a fetus. This is essentially the way I always look (minus pants because I can't fit into any of mine), however, never before have I received so many compliments. This leads me to the conclusion that the effort I put into my pre-knockedup appearance is considered subpar for a non-pregnant woman and is thus completely unremarkable.

Thanks, society.

I'm hoping that the transition from "pregnant" to "new mom" garners me as many compliments. In theory, it should. If the bar is lowered from non-pregnant to pregnant, then it should be lowered to the floor for new moms. If I can slap on some mascara and put on a bra every morning it will hopefully blow peoples' minds into telling me how amazing I look for just having a baby. If all goes well, I can hopefully ride that wave of illusion into age 30, at which point people will be astounded that I'm the mother of a toddler.

Can I keep this going until my child is in high school? Maybe even for the rest of my life?

But what if the reverse happens and my normal sloppy morning routine is now seen as an indication that I completely lost my shit as a mother? Instead of "OMG, SO GOOD!" will I now look like a haggard soccer mom? Crap. I'm going to have to get extensions and start hitting up the MAC counter, aren't I?

Friday, May 21, 2010

Found It!

I went to the last maternity store in Omaha to look for clothes. And by "last" I mean "second of two." It was a failure. Everything was cute but so expensive. Tank tops were $60 and the cheapest pair of jeans was $105.

But then last night I found where all the cute, affordable maternity clothes are hiding.

Europe.

I came across the UK clothing website ASOS and wouldn't ya know, they sell maternity clothes. Plus, they have an online clearance outlet with clothes starting at $5! I bought three tops and after shipping only spent $46.



Overstock.com also has some pretty affordable maternity clothes. They have jeans and tops starting at $20. I grabbed a green dress, capris and a pair of jeans that were originally $180! Who on earth besides a Spice Girl would spend $180 on maternity jeans? That's insane.

Assuming everything fits, I think I might be set for the second trimester. Which is a good feeling. I think Matt is getting tired of seeing me in pajama pants and Rolling Stone t-shirts every day.

Thursday, May 20, 2010

Week 16

I feel that as a woman, I'm pretty maternal and caring. I'm looking forward to bath times, bedtime stories, baking, art and crafts... But oh my god, pregnancy kinda sucks. I am officially not a fan. I really can't wait to finish growing this baby and meet who it is and start living our lives together. But I also cannot wait to be able to reclaim my body as my own.

It's week 16, let's recap what's happening in my exciting life:

I am dying for a drink. Beer, margarita, wine, $6 jug of vodka... whatever. I want it.

I am also dying for a runny plate of eggs benedict with a side of sushi.

I tried to buy a cheap pair of "outgrow em in 8 weeks" jeans from a junior's department but failed. I got up to a size 11 and still couldn't get them to button. Teenagers are bastards.

For the life of me I can't stay up late enough to watch an entire episode of Top Chef. Ahem, Top Chef is on at 9:00.

WHY IS MY ASS GETTING SO BIG!

GIVE ME NACHOS! (Oh, that's why...)

I have to get up twice a night to pee.

One night I dreamt that I put my baby in a kitchen cabinet so I could go to work. I came home and it was completely covered in poop and starving. I kind of had an "Oh, riiiiiight," moment where I remembered that you can't store your baby in the kitchen while you work.

But on the plus side...

There is a teeny tiny person living inside of me and I can feel it moving around! And I get to find out the sex some time in the next four weeks. So it's not all bad, despite the complaining.

Mo Money Mo Problems

I am a money panic worry freak spaz. Money, bills and budgeting scares the shit out of me. I worry about it constantly and I'm not even sure why. We pay all our bills every month. I have some money in a savings account. Our credit card balance is pretty low. Yet, I break into a cold sweat every month when I have to pay bills.

In 2009 we paid off a loan Matt had out and at the end of 2010 our credit cards will be paid off. In all respects we're better off financially now than we've since we got married. We have money to eat out once a week and money to take trips to Target, so we're certainly not struggling. But I don't feel that we have that financial cushion beneath us that we should have at this point. (And by "this point" I mean "FUUUUUCK I'M 4 MONTHS PREGNANT!!!") We don't end up with an extra $200 or $300 in our checking accounts at the end of each month. But does anyone really?

We're pretty sure that 2011 is going to be better financially, yet again. Matt is probably going to get booked more with his show and might be hired on as a bass player for a second touring show. I already have a handful of weddings booked next Spring guaranteeing me a second income for part of the year. Pretty much all of the money I made off of photography this year went back into the business to pay off my gear. Next year I don't foresee any big expenses like that so hopefully I'll be able to make actual income off my weddings. Realistically, I shouldn't be panicking about this stuff. I can't stop myself from it though. It's compulsive and I'm guessing hereditary. This family is chalk full of folks with stress disorders.

I keep looking ahead to having a baby and it seriously scares the financial shit out of me. I'm incredibly lucky to work for a company that has a pediatric health division so all pediatric care is free for my child if I use company doctors. Which I fully intend to. Okay, deep breath there. That makes me feel a little better. Formula is super expensive so I'm keeping my fingers crossed that my already giant boobs will serve their purpose (not the purpose of being there for my husband to stare at) for a few months and willfully feed my baby. Another deep breath right there.

Then there's the mountain of diapers that we're going to have to buy. There's no way that I know of to stop your kid from peeing and pooping so diapers are a nonnegotiable. I broached the topic of cloth diapers to Matt as a means to save money but he wasn't having it. Plus, I don't understand the mechanics behind (1) how they don't leak everywhere and (2) how you wash them without getting fecal reside inside your washing machine and (3) what you do when your kid poops in a public place. I mean seriously, you're supposed to put the poopy diaper inside a baggie and carry it around until you get home? Is that a joke? So, maybe $100 a month for diapers. Not the end of the world.

That leaves daycare to figure out. If bookings go well for Matt he could potentially quit his 8-5 job and just tour one or two weeks a month. Instead of full-time daycare we would have to find part-time daycare which is likely even more expensive if that makes any sense. I don't even know how to FIND part-time daycare. I'm guessing it's going to run at least $200 a week for an infant though. $200 a week to feed and change a lump of baby that doesn't move. Does it make sense? No. Do I still have to pay for it? Yes.

It all boils down to one of the biggest stressors I feel, which is not having enough in savings. I wish I could turn back time and live at home for my first year post college and save that $20,000 salary. It would feel so amazing to have a large sum of money like that in savings, just sitting there. I think that would alleviate a lot of my fears regarding unexpected expenses and emergencies.

I guess the bottom line is that I worry about money. All. The. Time. When perhaps I shouldn't. We survived a job loss, a pay cut, 2 busted wheels and 5 new tires, and a vacation to California and came out the other side without any problems. I'm sure we will be just fine.

Monday, May 17, 2010

Whoa. Really?



Suspend Hers: In case you need to hold up your giant pants, or hold down your creeping bra. I pray that I do not ever need to own one of these.